The SAQ offers you several payment methods to make purchasing alcoholic beverages easier:
- debit card
- credit card (Visa, MasterCard, American Express)
- travellers cheques (American Express, Thomas Cook, Visa, MasterCard)
- bank money order
- certified cheques.
Frequently asked questions
Can purchases be paid for with a non-certified cheque?
If your establishment has a credit limit, the SAQ will allow you to pay for your purchase with a non-certified cheque. You can obtain a credit limit application form from one of our Centres de relation clientèle – Restauration or at an SAQ outlet.
How do I apply for a credit limit?
If your business is just getting started, up to two months of purchases and credit history may be required for approval. During this period, you will have to pay using one of the accepted payment methods. If you have an established business, you can apply for a credit limit immediately (PDF - 31 KB).
In addition, you can now pay your credit bill with a bank transfer from the following institutions: Bank of Montreal (BMO), National Bank of Canada (NBC), Desjardins and RBC Royal Bank.
How do I pay for purchases in a store?
All purchases made in stores must be paid for in full using one of the accepted payment methods before you leave the outlet with your order. If you have a credit limit, you can pay with a non-certified cheque.
How do I pay for delivered purchases?
You can use one of the following methods:
- with a credit card entered beforehand in our system (billed on the shipment date)
- with a pre-authorized credit limit (you have a seven-day payment window when dealing with the Centres de relation clientèle – Restauration)
- by cheque if you have a pre-authorized credit limit. Please mail the cheque to the following address:
SAQ, Service de la comptabilité – clients
7500 Tellier Street
Montreal, QC H1N 3W5.
Is it possible to receive a statement of account?
A statement of account can be sent to you once a week, on Monday morning, via fax or email, as specified by you. To receive a statement of account, please contact one of our Centres de relation clientèle – Restauration, at 514-254-6000, ext. 6445, option 2.
Montreal: 514 254-8686 or 1 866 554-8686
Quebec City: 418 654-2950 or 1 866 654-2950.
When is an account considered overdue?
An account is considered overdue when the pre-authorized credit limit is exceeded, when the payment deadline is not met or if your cheque is refused by your financial institution.
What are the consequences when an account is considered overdue?
When a payment deadline is not met, interest may be charged to the account.